Author: Victoria Hoang

Your Workers’ Compensation Caddie: Stonetrust’s 2025-26 Campaign

Stonetrust Workers’ Compensation Caddie campaign using a golf course metaphor to highlight insurance partnership

At Stonetrust, we are your Workers’ Compensation Caddie—making workers’ compensation insurance the easiest part of our policyholders’ businesses and our agency partners’ job every day. Market conditions change fast. You need a carrier you can trust completely: one that anticipates your needs, responds quickly, follows through, and helps you protect every business relationship you’ve worked hard to build. Someone who’s always by your side.

That’s the idea behind our latest campaign: Your Workers’ Compensation Caddie.

Just like in golf, no two rounds in the insurance world are the same. Markets shift, unexpected challenges pop up, and one wrong move from a carrier can put an entire account at risk. That’s why the best agents and their clients don’t go it alone. They rely on a partner who knows the course, knows their game, and understands what makes their business unique—anticipating the hazards and equipping them with exactly what they need every step of the way.

Stonetrust Workers’ Compensation Caddie campaign using a golf course metaphor to highlight insurance partnership

This campaign uses real golf-course moments to highlight the realities of protecting workers–the tough terrain, the off-target movements, the unexpected hazards. Through it all, Stonetrust is there to help you stay confident and competitive. With an ”A” rating from AM Best, the world’s leading insurance credit rating agency, Stonetrust’s financial strength is rock solid. Our team of expert, responsive, and relationship-driven employees sets us apart from the rest. 

You’ll see this campaign across LinkedIn, Facebook, Instagram, Google, industry publications, and at conferences throughout the upcoming year. But no matter where you encounter it, the message stays the same: Behind every great agent is a partner they can rely on.

If you’re looking for a workers’ compensation carrier who understands the course, hustles for you, and helps you deliver a win for your clients, we’re ready when you are. Visit stonetrustinsurance.com/wc-partner to see how we support agents—every step of the way.

Stonetrust Workers’ Compensation is upgraded to “A” (Excellent) Rating by AM Best

Stonetrust AM Best Rating Upgraded to A

AM Best, the world’s leading insurance industry credit rating agency, upgraded Baton Rouge-based regional workers’ compensation insurer, Stonetrust Commercial Insurance Company’s Financial Strength and Credit Ratings from A– (Excellent) to A (Excellent). Stonetrust provides workers’ compensation coverage and services to more than 5,000 policyholders in Louisiana and eleven other states in the Midwest and Southeastern regions of the United States, supporting businesses of all sizes with reliable and comprehensive insurance solutions. Their offerings include claims management, risk assessment, and dedicated customer support, ensuring policyholders receive the guidance and protection they need.

The AM Best upgrade reflects Stonetrust’s very strong balance sheet strength and consistent operating performance, highlighted by five consecutive years of positive income in every area of the business. Stonetrust President, Michael G. Dileo, commented, “The upgrade is a compliment to the tremendous team that we’ve assembled at Stonetrust and reinforces the momentum and progress that we’ve achieved over the last few years. We had just achieved our A– rating in 2022, so we’re truly excited to receive this upgrade so soon after the last one. It affirms our profitability-first strategy, the partnerships we’ve built with our outstanding agency partners, and supports our plans to expand our products into additional states.”

For policyholders and agency partners, this upgrade means continued confidence in Stonetrust’s financial stability, exceptional service, and long-term commitment to providing high-quality workers’ compensation coverage. It demonstrates that the company not only meets but exceeds industry standards, offering peace of mind to businesses and employees alike.

The recognition from AM Best is a testament to Stonetrust’s ongoing dedication to excellence, innovation, and growth. By maintaining strong financials and fostering trusted partnerships with agencies, Stonetrust continues to set itself apart as a leading workers’ compensation insurer in the region. With a focus on continuous improvement, training, and technology-driven solutions, Stonetrust ensures policyholders receive timely, efficient, and reliable support.

Here’s to continued growth, excellence, and dedication in serving Stonetrust’s agency partners and valued policyholders!

2025 Stonetrust Annual Report

Stonetrust 2025 Annual Report

The Stonetrust 2025 Annual Report provides a comprehensive overview of the company’s performance in 2024. Stonetrust Commercial Insurance Company achieved remarkable financial success in 2024 in a challenging and hyper-competitive workers’ compensation insurance environment. The company reported strong net underwriting and investment gains, resulting in total net income of $13.1 million for the year. Stonetrust’s surplus increased significantly again in 2024, reaching $170.7 million, reflecting its strong financial foundation and stability. These results demonstrate the company’s ability to maintain profitability while navigating market challenges and continuing to provide excellent coverage and dedicated support to policyholders across all operating regions.

This year’s Annual Report features APEX Insurance Consultants of Arkadelphia, Arkansas, as the spotlight agency. APEX operates under the leadership of Stan Elrod, his daughter Melanie Bobo, and his son Michael Elrod. Since partnering with Stonetrust in 2013, APEX has grown to become Stonetrust’s largest agency in Arkansas, exemplifying the type of long-term relationships highlighted in the Stonetrust 2025 Annual Report. Their success showcases how collaborative agency partnerships contribute to sustainable growth, operational efficiency, and enhanced service for policyholders.

Stonetrust’s continued success is built on the loyalty and commitment of its agency partners and employees. The company emphasizes ongoing training, innovative claims solutions, and personalized support, ensuring policyholders receive high-quality coverage and personalized guidance every step of the way. With additional state expansion targeted for late 2025, Stonetrust plans to continue growing its business profitably with current agency partners and agencies in new markets. The 2025 Annual Report highlights these strategic initiatives, demonstrating Stonetrust’s focus on financial strength, operational excellence, and long-term agency relationships. By maintaining consistent growth, strong community engagement, and a respected reputation within the insurance industry, Stonetrust continues to position itself as a trusted and reliable provider of workers’ compensation solutions across all its operating regions.